Guaranteed Payments For Patients Who Can’t Pay Upfront
Moni-Tax pays hospitals, clinics and pharmacies directly for eligible patients, while patients repay gradually from their daily income.
Guaranteed, On-Time Payments
Reduce bad debt and improve cash flow with instant or scheduled payouts.
Serve More Patients
Treat patients who previously delayed or avoided care because of cost.
Simple Integration & Support
Use our provider portal or connect your existing HIS/billing system via API.
How It Works
Patient Presents Moni-Tax Identity
They show their QR Health Credit Identity at your facility.
You Confirm Treatment & Cost
Hospital inputs estimated bill or selects from service list in Moni-Tax portal.
Moni-Tax Pays You Directly
Approved amounts are paid to your facility; patient repays gradually.
No cash is sent to the patient. Funds go straight to the provider to minimize risk and misuse.
What You Need To Join
- Be a registered hospital, clinic, pharmacy or diagnostic center
- Have a valid bank account in Nigeria
- Agree to Moni-Tax’s pricing & settlement terms
- Provide a contact person for onboarding and training
We’re starting with select providers in Port Harcourt and expanding across Nigeria.

Provider Portal
- View and approve incoming Moni-Tax patients
- See settlement history and payout schedule
- Export data for reconciliation and reporting
FAQS
Frequently Asked Questions
Who pays for the patient’s treatment?
Moni-Tax, via its financing partners, pays the provider directly.
How and when do we receive funds?
Payments can be instant or on a defined settlement schedule, depending on the agreement.
Who takes on the credit risk?
Moni-Tax and its lending partners assume the patient repayment risk.
Is there a cost to the hospital?
Yes, a small transaction or subscription fee that can be discussed during onboarding.
Ready To Offer Patients A Better Way To Pay For Care?
Join the Moni-Tax provider network and start receiving guaranteed payments for eligible patients.